When the market was down, many investors quickly pulled out to cut their losses, hoping to re-enter when it picks up. Some have been successful, while others were not so lucky. In his January full-article contribution to the Business Times, Chris dicusses the merits of staying invested as the key to handling volatility and investing successfully. He then outlines the three ingredients to staying invested, or the 3 S’s: a sufficiency mindset, strong financial foundation, and a strong adviser. Read the full article to know more.

Just one year ago, Lehman Brothers fell, and the financial markets went along with it. What lessons can you learn from this crisis? Chris Tan, CEO, shares this, firstly, “Good old-fashioned and boring financial planning, assessing the client’s required rate of return and managing their monies to meet this ROR should be our priority.” Secondly, “Beware of opportunists and ignore noise.” Read on to find out more.

When the markets fell like a house of cards last year, many investors were looking for a fast solution. Christopher Tan, CEO uses the illustration of the fast food chain, compares it with today’s financial industry and shares the determental effects. We live in a world where patience is no longer a virtue. Read on to find out what is the ideal solution for a consumer.

In this article, Chris, CEO of Providend shares that it is likely that the current downturn is not the usual cyclical one. Hence, steps need to be taken to prepare for the worst. How one should invest ultimately is a function of one’s investment time horizon. Read the article for the details.

The crisis we are currently undergoing bears similarities to the Great Depression. Chris, CEO of Providend, takes a journey back to time to remind us that even in the worst crises, markets still recover. The key is to keep investing and to invest in the right things. For more important investment lessons to be learnt from history, read on.

Numerous studies have shown that most active fund managers cannot beat the market. If they do so, they are unable to do it consistently. Passive instruments which replicate the market and only hope to achieve market return are a possible option for investors. However, there are not many of such instruments in Singapore despite their lower cost. Find out why and more on the active-passive debate in this article.

What is the relation between nature and our economic system? What can a gardener teach us about investing? Through a simple story by Jerzy Kosinski, Chris, CEO of Providend, shares that there are bound to be short-term fluctuations in the market but in the longer term, markets will always grow. To find out more about “gardening”, read on.

Whilst compensation is the focus of many financial salespeople, Providend continues to provide an insurance service which only breaks even the cost of providing it. This is because it believes that wealth management is not just about selling products. It is about being the client’s trusted adviser, understanding his needs and providing a total solution for that need. Read on as Chris illustrates the above through an example.

Think twice before you buy into the repackaged life policies of the terminally ill because you may run into a whole slew of investment risks, including fraud. Viaticals and life settlements have been touted as low-risk and high-return instruments, is there a catch? In this article, Chris, CEO of Providend, explains how exactly viaticals and life settlements work and what risks and ethical issues investing in them. Read on to find out more.

Sensible investing in the stock market can yield great profit, just don’t succumb to the prevalent greed and fear. In this article written by Chris, he explains how one can invest rightly – the process is really simple but yet, many investors find it difficult to follow. Find out more in the article!