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Does this describe you: You have worked for a number of years, your income is moving up and so is your income tax bill, and the last time you received your NOA (Notice of Assessment) from IRAS in [...]

“In Investing, You Get What You Don’t Pay For— John C. Bogle Founder and Former Chairman, The Vanguard Group Even if you have only just started on your investing journey, you will probably have [...]

Choosing the right financial adviser is crucial to the success of any financial plan. While there are many financial advisers out there, always look for someone who puts your interests first. [...]

I want to address a phenomenon that’s quite common in investing which is the emotional roller coaster ride we go through when we trade stocks. Some of us have sworn off buying and selling [...]

As a financial advisory firm who has weathered several crises and most notably the 2008 Global Financial Crisis (GFC), we have learnt that while we cannot predict how high the markets will go or [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Fee-only – Still A Game Changer Source: Providend Since then, Providend has grown from strength to strength. Tan [...]

This is an interview done by ZuuOnline for Christopher Tan, CEO of Providend. Christopher Tan, the CEO of wealth advisory firm Providend, has no illusions about the growing competition posed by [...]

It’s a key question when it comes to planning your retirement or setting a financial goal, and you will find it hard to get a straight answer. You need to take into account your current and [...]

”Surely we are due a crash soon?” asks just about everyone I meet with. That’s a question that is impossible for me – or anyone – to answer. After all, it’s the 10 year anniversary of [...]

We typically depend on research and data to do many things in the modern world, from medicine to engineering. Why should it be any different for investing? Using funds that are backed by research [...]

There are so many issues that trigger us as Singaporeans, that it’s hard to keep track of things. Taxes, ERP, CEOs, health… The list seems to go on and on. But let me get real with you on [...]

Nothing wakes you up like an addition to the family. Bringing a life into the world, whether planned or not, really brings adulting to a whole new level. Just getting the idea to sit still in my [...]

Worried about not having sufficient financial resources to take care of themselves if they meet with an accident or suffer an illness, a group of friends decided to come together at age 40 to [...]

Paul Merriman, the financial educator and adviser, believes that you can invest just $3,000 on behalf of your child, and turn it into $50m.  If he’s right, this could be the most important [...]

In a recent webinar, I covered the merits of using Tracker Funds in your portfolio. They are gaining massive momentum and anyone looking for long-term returns MUST understand them. In the [...]

I have not been writing about investments for quite some time. And the reason is that there is really nothing new for me to talk about. You must be thinking that I am joking. So much is happening [...]

I get a lot of questions from clients about what is happening in the global stock market so I thought this was a good time to reflect on what it means to be a ‘good’ investor. No matter what you [...]

I love getting stuff for free. My word, I seriously love getting stuff for free. In fact, the only person I know who loves getting stuff for free more than me is my mother. The apple doesn’t fall [...]

Yesterday, on 5 July 2018, the Singapore Government announced that it would raise the Additional Buyer’s Stamp Duty (ABSD) by 5% for citizens and permanent residents buying second and subsequent [...]

Kids on retirement Part II is ready! If only retirement could be as simple and carefree as they describe it to be. Watch this video to hear what the children of Providend have to say! If you have [...]

If your life is anything like that in my home and office, the 2018 FIFA World Cup has completely overtaken your life and schedule. Suddenly, 2AM kickoffs at the local pub or kopitiam are normal. [...]

The recent economic sabre-rattling between the US and China have upset the markets, with indexes shedding year-to-date gains as investors wake up to the reality that a full-blown trade war is a [...]

As a financial advisory firm which specialises in retirement planning, we decided to interview our children on retirement and take this as a chance to educate them because it is always good to [...]

Frequently Asked Questions Regarding CareShield Life 1. How is TPD insurance different from CareShield life in terms of coverage and payout? Is there an overlap? Total and Permanent Disability [...]

Investors are often told by the financial media and experts that stocks are riskier investments than bonds. So much so that it has become almost conventional wisdom, and to state otherwise risks [...]

From young, we’re generally taught to save. If we were lucky enough to have an allowance, we were told to put some away. Maybe we had a tooth fairy who gave us some pocket change, again, we were [...]

One of the key concerns of Singaporeans is that as we aged, we might be hit with severe disability and as such do not have enough financial resources to take care of ourselves. Severe disability [...]

In the past few years, in my conversations with investors, there was a number who told me that they were worried about the stock markets and that they thought that a big crash was imminent. As it [...]

I have been advising clients since 1998. Having gone through multiple financial crises, the greatest being the Global Financial Crisis in 2008, I know through experiences and with evidence, that [...]

Investing is always challenging because there is no perfect strategy. Watch this video to find out how Dollar Cost Averaging and Lump Sum Strategy will give different results depending on the [...]